Mortgage broker in Broadbeach

Buying or refinancing in Broadbeach

Broadbeach sits just south of Surfers Paradise and holds The Star Gold Coast casino, the Gold Coast Convention and Exhibition Centre and the Oasis shopping centre, and parks including Kurrawa Park and Broadbeach Park. Housing is almost all apartments: the 2021 Census counted 97.6% of occupied homes as flats or apartments and only a handful of houses.

Half of Broadbeach households rented in 2021 and 40% of dwellings were unoccupied on census night, so investors and holiday-unit owners are a big share of buyers. Whether a unit can be holiday let depends on the building's approvals under City Plan, and lenders look hard at density, unit size and short-stay use before setting the LVR.

G:link stops at Broadbeach North and Broadbeach South, and since August 2026 the line runs on from Broadbeach South to Burleigh Heads.

How we work with Broadbeach clients

Most Broadbeach clients never meet us in person, and it makes no difference to the outcome. The first conversation is thirty minutes on video or phone: where you are, what you have, what you want to do. You get a written lending plan with the borrowing figure, the structure and the costs line by line. Documents go through a secure portal, identity is verified electronically, and we lodge with the lender you choose the same way a local broker would. The team chases valuation, approval and settlement, and you hear about progress before you ask.

What Broadbeach clients come to us for

• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans, including buying from interstate
• First home buyer loans
• Construction and renovation loans
• SMSF loans

What Queensland buyers should know in 2026

First home buyers in Queensland pay no transfer duty on a new home or vacant land at any price, and none on an established home up to $700,000, with the concession tapering away by $800,000. The First Home Owner Grant is $30,000 on a new home valued under $750,000. From 1 August 2026 the home concessions apply only to Australian citizens, permanent residents and some foreign retirees. The federal 5% Deposit Scheme cap is $1 million in Brisbane, the Gold Coast and the Sunshine Coast, and $700,000 elsewhere in Queensland.

Investors pay the general rate of duty: about $38,025 on a $1,000,000 purchase, against $30,850 for an owner-occupier using the home concession. Land tax applies once an individual owns more than $600,000 of Queensland land, and land in other states is not counted. These figures are as published by Queensland Revenue Office and the federal government in October 2026.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.