Mortgage broker in Burleigh Heads

Buying or refinancing in Burleigh Heads

Burleigh Heads takes its name from the 80-metre headland of Burleigh Head National Park, with James Street as the shopping and cafe strip behind the beach and the suburb running inland along Tallebudgera Creek. Housing is split between apartments (47% of occupied homes in 2021) and houses (39%), including the Koala Park pocket beside the national park.

Buyers range from families after a house near the beach to owner-occupiers and investors in units near James Street. In 2021 a third of homes were owned outright, 29% had a mortgage and a third were rented, so purchase loans, refinances and investment lending all come up.

G:link Stage 3 opened in August 2026 with Second Avenue and Burleigh Heads stations, putting the light rail terminus in Burleigh Heads, and the Pacific Motorway (M1) is the road link north to Brisbane.

How we work with Burleigh Heads clients

Most Burleigh Heads clients never meet us in person, and it makes no difference to the outcome. The first conversation is thirty minutes on video or phone: where you are, what you have, what you want to do. You get a written lending plan with the borrowing figure, the structure and the costs line by line. Documents go through a secure portal, identity is verified electronically, and we lodge with the lender you choose the same way a local broker would. The team chases valuation, approval and settlement, and you hear about progress before you ask.

What Burleigh Heads clients come to us for

• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans, including buying from interstate
• First home buyer loans
• Construction and renovation loans
• SMSF loans

What Queensland buyers should know in 2026

First home buyers in Queensland pay no transfer duty on a new home or vacant land at any price, and none on an established home up to $700,000, with the concession tapering away by $800,000. The First Home Owner Grant is $30,000 on a new home valued under $750,000. From 1 August 2026 the home concessions apply only to Australian citizens, permanent residents and some foreign retirees. The federal 5% Deposit Scheme cap is $1 million in Brisbane, the Gold Coast and the Sunshine Coast, and $700,000 elsewhere in Queensland.

Investors pay the general rate of duty: about $38,025 on a $1,000,000 purchase, against $30,850 for an owner-occupier using the home concession. Land tax applies once an individual owns more than $600,000 of Queensland land, and land in other states is not counted. These figures are as published by Queensland Revenue Office and the federal government in October 2026.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.