Mortgage broker in Paradise Point

Buying or refinancing in Paradise Point

Paradise Point sits on the northern Broadwater, sheltered by South Stradbroke Island, with village shops and parkland along the Esplanade. It includes the Sovereign Islands canal estate, reached via the Sovereign Mile, and the secure Ephraim Island development, linked by bridge. In 2021 about half of occupied homes were houses and a third were townhouses or semi-detached.

Paradise Point had a 2021 median age of 53 and 43% of homes owned outright, so downsizers and retirees are a large part of the market, along with buyers of waterfront and canal homes. Its 2021 median mortgage repayment of $2,253 a month was the highest of these nine suburbs.

Hope Island station, opened in May 2026, is the nearest Gold Coast line station and the state government named Paradise Point among the areas it serves; boat ramps and marinas give direct Broadwater access.

How we work with Paradise Point clients

Most Paradise Point clients never meet us in person, and it makes no difference to the outcome. The first conversation is thirty minutes on video or phone: where you are, what you have, what you want to do. You get a written lending plan with the borrowing figure, the structure and the costs line by line. Documents go through a secure portal, identity is verified electronically, and we lodge with the lender you choose the same way a local broker would. The team chases valuation, approval and settlement, and you hear about progress before you ask.

What Paradise Point clients come to us for

• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans, including buying from interstate
• First home buyer loans
• Construction and renovation loans
• SMSF loans

What Queensland buyers should know in 2026

First home buyers in Queensland pay no transfer duty on a new home or vacant land at any price, and none on an established home up to $700,000, with the concession tapering away by $800,000. The First Home Owner Grant is $30,000 on a new home valued under $750,000. From 1 August 2026 the home concessions apply only to Australian citizens, permanent residents and some foreign retirees. The federal 5% Deposit Scheme cap is $1 million in Brisbane, the Gold Coast and the Sunshine Coast, and $700,000 elsewhere in Queensland.

Investors pay the general rate of duty: about $38,025 on a $1,000,000 purchase, against $30,850 for an owner-occupier using the home concession. Land tax applies once an individual owns more than $600,000 of Queensland land, and land in other states is not counted. These figures are as published by Queensland Revenue Office and the federal government in October 2026.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.