Mortgage broker in Robina

Buying or refinancing in Robina

Robina was developed from grazing land bought in 1980 as one of Australia's first master-planned residential communities, and it now holds Robina Town Centre, Robina Stadium, Robina Hospital and the main campus of Bond University. Housing is mostly houses (55% of occupied homes in 2021) with a large share of townhouses (32%) and relatively few apartments.

Robina is family territory: a 2021 median age of 39, a third of homes mortgaged and a third rented, and very few empty dwellings. Most loans are owner-occupier purchases and refinances on houses and townhouses, plus investment loans, with a third of homes rented.

Robina station on the Gold Coast train line sits next to Robina Hospital on Bayberry Lane, with buses from Robina Town Centre, and Varsity Lakes is the line's terminus one stop south.

How we work with Robina clients

Most Robina clients never meet us in person, and it makes no difference to the outcome. The first conversation is thirty minutes on video or phone: where you are, what you have, what you want to do. You get a written lending plan with the borrowing figure, the structure and the costs line by line. Documents go through a secure portal, identity is verified electronically, and we lodge with the lender you choose the same way a local broker would. The team chases valuation, approval and settlement, and you hear about progress before you ask.

What Robina clients come to us for

• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans, including buying from interstate
• First home buyer loans
• Construction and renovation loans
• SMSF loans

What Queensland buyers should know in 2026

First home buyers in Queensland pay no transfer duty on a new home or vacant land at any price, and none on an established home up to $700,000, with the concession tapering away by $800,000. The First Home Owner Grant is $30,000 on a new home valued under $750,000. From 1 August 2026 the home concessions apply only to Australian citizens, permanent residents and some foreign retirees. The federal 5% Deposit Scheme cap is $1 million in Brisbane, the Gold Coast and the Sunshine Coast, and $700,000 elsewhere in Queensland.

Investors pay the general rate of duty: about $38,025 on a $1,000,000 purchase, against $30,850 for an owner-occupier using the home concession. Land tax applies once an individual owns more than $600,000 of Queensland land, and land in other states is not counted. These figures are as published by Queensland Revenue Office and the federal government in October 2026.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.