Mortgage broker in Southport

Buying or refinancing in Southport

Southport is the Gold Coast's central business district, bounded by the Nerang River and the Broadwater, with Australia Fair, Chinatown and Broadwater Parklands. Its eastern edge is the health and knowledge precinct, where Griffith University's Gold Coast campus faces the 800-bed Gold Coast University Hospital, opened in 2013. Apartments made up 55% of occupied homes in 2021, with houses and townhouses making up the rest.

Southport is a renter's suburb, with 58% of households renting in 2021 and a median age of 37, so investors are a large part of the buying market, alongside owner-occupiers and first home buyers. Apartment loans here run into the same lender checks on building density, internal size and short-stay use as the beachfront towers.

G:link has seven stations in Southport, including Gold Coast University Hospital, Griffith University and Broadwater Parklands, and runs north to the train line at Helensvale and south through Surfers Paradise to Burleigh Heads.

How we work with Southport clients

Most Southport clients never meet us in person, and it makes no difference to the outcome. The first conversation is thirty minutes on video or phone: where you are, what you have, what you want to do. You get a written lending plan with the borrowing figure, the structure and the costs line by line. Documents go through a secure portal, identity is verified electronically, and we lodge with the lender you choose the same way a local broker would. The team chases valuation, approval and settlement, and you hear about progress before you ask.

What Southport clients come to us for

• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans, including buying from interstate
• First home buyer loans
• Construction and renovation loans
• SMSF loans

What Queensland buyers should know in 2026

First home buyers in Queensland pay no transfer duty on a new home or vacant land at any price, and none on an established home up to $700,000, with the concession tapering away by $800,000. The First Home Owner Grant is $30,000 on a new home valued under $750,000. From 1 August 2026 the home concessions apply only to Australian citizens, permanent residents and some foreign retirees. The federal 5% Deposit Scheme cap is $1 million in Brisbane, the Gold Coast and the Sunshine Coast, and $700,000 elsewhere in Queensland.

Investors pay the general rate of duty: about $38,025 on a $1,000,000 purchase, against $30,850 for an owner-occupier using the home concession. Land tax applies once an individual owns more than $600,000 of Queensland land, and land in other states is not counted. These figures are as published by Queensland Revenue Office and the federal government in October 2026.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.