Mortgage broker in Balwyn North

Buying or refinancing in Balwyn North

Balwyn North is Boroondara's big-block suburb: wide streets north of Belmore Road, post-war homes being replaced with large new builds, and the Balwyn High zone drawing families from across the east. Greythorn Village and Doncaster Road carry the shops.

The Balwyn North client is often buying a house to rebuild, or borrowing against a family home that has grown a lot in value to help children into their first property. A construction loan for a new build and a guarantor structure for the kids are the two conversations we have most on this side of Doncaster Road.

Transport and access: Doncaster Road and Belmore Road buses, the Eastern Freeway at Bulleen Road, Balwyn Road and Burke Road south to the trams.

How we work with Balwyn North clients

Balwyn North is a few minutes from the office on Maple Street, so most Balwyn North clients come in for the first chat, and some prefer their own kitchen table or a video call. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a plan in writing. Documents go through a secure portal, we lodge with the lender you choose, and the team chases valuation, approval and settlement so you do not have to.

What Balwyn North clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.