Home/Partners
Beyond the loan

The loan is one bill.
Help with the rest.

Through our aggregator AFG, we can point you to a few services that come up around a loan: checking your energy bills, connecting utilities when you move, conveyancing, and home, car and life insurance. Some take a few minutes online. For the others, we'll introduce you.

01 · Energy bills

Check what you pay for power and gas

With Compare & Connect

Upload a recent electricity or gas bill and see how the plans available at your address compare. You decide whether switching makes sense. It costs you nothing to use.

Not every provider or plan is compared, and what's available depends on where you live.

02 · Moving home

Connect power, gas and internet in one go

With Compare & Connect

Set up electricity, gas and internet for your new place in one online journey, so the lights are on when you get the keys. Same-day setup is often available.

It costs you nothing to use. Not every provider or plan is compared.

03 · Buying or selling

A conveyancer to check the contract

With Bond Property Lawyers

Bond Property Lawyers handle conveyancing for purchases and sales across Australia, with one conveyancer looking after you from contract to settlement and online updates along the way.

If we introduce you, you get $100 off Bond's fees and two contract reviews at no charge. Bond quotes its fees before you go ahead.

04 · Home, contents and car

A quote on home or car insurance

With Allianz

Buying a home or an investment property, or need cover for the car? Allianz can quote on home and contents, landlord and car insurance. Take out a 12-month home or landlord policy with building cover when you buy, and Allianz includes up to 90 days of building cover before settlement at no extra premium.

Building settlement cover isn't available for strata or land-only purchases. We don't give insurance advice. When we refer you, we act as Allianz's agent, not yours, and Allianz pays us a referral fee if you take out a policy. Read the PDS and TMD before deciding.

05 · Protecting the repayments

Talk to an adviser about life insurance

With AIA Financial Wellbeing

If you'd like to talk about life, income protection or health insurance, AIA Financial Wellbeing's advisers can go through it with you, by phone or video. We don't give insurance advice ourselves; we can introduce you.

AIA Financial Wellbeing will explain any advice fee before you go ahead. Read the product disclosure statement before deciding on any cover.

Ask for an introduction

Introduce me to a conveyancer

Tell us roughly where you're up to: still looking, about to sign, or already under contract. We'll pass your details to Bond Property Lawyers and they'll contact you.

Plain about payment

How we're paid for these.

If you go ahead with one of these partners, Cinch Loans may receive a referral payment through our aggregator, AFG. The partner pays it, not you, and we'll tell you the amount if you ask.

Using a partner is your choice. It has no effect on your loan or on how we look after you, and you can deal with any other provider you like.

For insurance, when we refer you we act as the insurer's agent, not yours. Cinch Loans doesn't give energy, legal or insurance advice, and each partner is responsible for its own service, fees and advice.

Partner questions.

If yours isn't here, ask cinchi (bottom right) or call 0458 872 992.

01Does the bill check cost anything?+
No. Compare & Connect costs you nothing to use and there's no obligation to switch. You upload a bill, see how the available plans compare, and decide for yourself.
02Will I definitely save money on my bills?+
Not necessarily. Sometimes your current plan is already competitive. Compare & Connect doesn't compare every provider or plan, and offers depend on where you live, so treat it as a quick check rather than a promise.
03Who sees my details?+
For the bill check and moving links, you deal with Compare & Connect directly and their privacy policy applies. For an introduction, we pass your name and contact details to Bond Property Lawyers, Allianz or AIA Financial Wellbeing only after you tick the consent box, and only for what you've asked about.
04Do I have to use a partner to get a loan through you?+
No. These are optional. Your loan application doesn't depend on them in any way.
05Can you tell me what insurance I need?+
No, we're not licensed to give insurance advice. Allianz can quote on home, contents, landlord and car insurance, and AIA Financial Wellbeing's advisers can talk through life and income protection. Ask us and we'll introduce you.

General information only. It doesn't take into account your objectives, financial situation or needs.

The loan, and the bits around it. A cinch.

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