Mortgage broker in Blackburn

Buying or refinancing in Blackburn

Blackburn is where the office is: 56 Maple Street, a few minutes from the station and the Blackburn Lake Sanctuary. The suburb mixes 1920s weatherboards and brick homes on big blocks south of the railway with townhouses and newer units closer to Whitehorse Road.

Buyers here are a mix of families upsizing from Box Hill apartments, first home buyers stretching for a townhouse, and long-term owners refinancing or drawing equity for a renovation or a second property. Because we are local, Blackburn clients tend to see us in person: a first chat at the office, documents handed over the desk, and a face to call when the valuer turns up.

Transport and access: Blackburn station on the Belgrave and Lilydale lines, with the Eastern Freeway and EastLink both within ten minutes.

How we work with Blackburn clients

Blackburn clients usually start at the office on Maple Street, a few minutes from the station. Thirty minutes is enough for the first conversation. You leave with a borrowing figure, the schemes you qualify for and a plan in writing, then documents go through a secure portal rather than a stack of paper. We lodge with the lender you choose, the team chases valuation, approval and settlement, and if you would rather do the whole thing on video, that works too.

What Blackburn clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.