Mortgage broker in Blackburn North

Buying or refinancing in Blackburn North

Blackburn North sits between Springfield Road and the Eastern Freeway, quieter than the south side, with larger post-war homes, newer townhouse pockets near Koonung Creek and the Blackburn North shops on Springfield Road. Koonung Secondary and Blackburn High pull families in.

The typical Blackburn North client is a family that has outgrown a unit in Box Hill or Doncaster and is buying a house in the school zone, often with a bridging period between selling and settling. A bridging or upgrade loan is worth planning before you bid, because the lender needs to be comfortable with both properties for a few months.

Transport and access: Blackburn station on the Belgrave and Lilydale lines, the Eastern Freeway at Springvale Road, buses on Springfield and Middleborough Roads.

How we work with Blackburn North clients

Blackburn North is a few minutes from the office on Maple Street, so most Blackburn North clients come in for the first chat, and some prefer their own kitchen table or a video call. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a plan in writing. Documents go through a secure portal, we lodge with the lender you choose, and the team chases valuation, approval and settlement so you do not have to.

What Blackburn North clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.