Mortgage broker in Blackburn South

Buying or refinancing in Blackburn South

Blackburn South runs from Canterbury Road down to Burwood Highway, a grid of 1950s and 60s brick veneers on 600 to 700 square metre blocks, many of them now rebuilt as two townhouses or a new family home. Blackburn South shops on Canterbury Road and the Orchard Grove strip do the daily errands.

Buyers here are young families who want a Whitehorse address with a backyard and are weighing a tired original against a townhouse at a similar price. Builders and owner-developers are the other crowd: a knockdown-rebuild or a dual-occupancy needs a construction loan set up with progress payments from the start, and the land value has to carry the first valuation.

Transport and access: Blackburn and Laburnum stations are a short drive north, buses along Canterbury Road and Middleborough Road, Burwood Highway tram at the southern edge.

How we work with Blackburn South clients

Blackburn South is a few minutes from the office on Maple Street, so most Blackburn South clients come in for the first chat, and some prefer their own kitchen table or a video call. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a plan in writing. Documents go through a secure portal, we lodge with the lender you choose, and the team chases valuation, approval and settlement so you do not have to.

What Blackburn South clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.