Mortgage broker in Brunswick

Buying or refinancing in Brunswick

Brunswick is Sydney Road and Lygon Street's north end, worker's cottages and factories turned into apartments, the Upfield bike path and more new apartment buildings than almost anywhere in the north. Young buyers come for the cafes and stay for the trams.

First home buyers in apartments and townhouses, investors in the new buildings and couples renovating a cottage are the Brunswick mix. Many Brunswick apartments sit under the Victorian duty threshold, so a first-timer can get the concession and use the 5% Deposit Scheme at the same time.

Transport and access: Brunswick, Jewell and Anstey stations on the Upfield line, the route 19 tram on Sydney Road and route 1 and 6 on Lygon Street.

How we work with Brunswick clients

Brunswick is about 19 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Brunswick clients have been with us through two or three loans.

What Brunswick clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.