Mortgage broker in Brunswick West

Buying or refinancing in Brunswick West

Brunswick West is Melville Road's trams, Grantham Street shops, post-war brick homes on quiet streets and a growing run of townhouses toward Moonee Ponds Creek. It is Brunswick without the Sydney Road prices.

Upgraders from Brunswick apartments, first home buyers in townhouses and builders doing dual occupancies are our Brunswick West clients. A dual occupancy here is a construction loan that needs a lender comfortable with two dwellings on one title until the subdivision goes through.

Transport and access: the route 58 tram on Melville Road, Moreland Road and Grantham Street buses, CityLink at Moreland Road.

How we work with Brunswick West clients

Brunswick West is about 21 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Brunswick West clients have been with us through two or three loans.

What Brunswick West clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.