Mortgage broker in Bulleen

Buying or refinancing in Bulleen

Bulleen sits between the Yarra and the Eastern Freeway, with Heide and the Bulleen Park ovals on one side and streets of 1960s and 70s brick homes on big blocks on the other. Bulleen Plaza on Manningham Road has the shops. The North East Link works have made it busier but better connected.

Families upgrading from Doncaster units, long-term owners refinancing and investors buying older houses to hold for land value are the Bulleen crowd. If you bought here years ago, your equity is probably doing nothing. A second-property loan secured against that equity is the most common conversation we have in Bulleen.

Transport and access: Manningham Road and Bulleen Road buses, the Eastern Freeway at Bulleen Road, the Doncaster busway on the freeway.

How we work with Bulleen clients

Bulleen is about 8 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Bulleen clients have been with us through two or three loans.

What Bulleen clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.