Mortgage broker in Bundoora

Buying or refinancing in Bundoora

Bundoora is La Trobe University and RMIT Bundoora, Bundoora Park, 1970s and 80s brick homes on big blocks, student apartments near the campuses and the Plenty Road tram to the city. It spans three councils and prices vary with the side of the road.

Investors buying near the universities, families upgrading within the north-east and parents buying a unit for a student child are the Bundoora mix. Student-area apartments get a cautious view from some lenders on size and building, so an investment loan here starts with the lender's policy.

Transport and access: the route 86 tram on Plenty Road, Plenty Road and Grimshaw Street buses, the Western Ring Road at Plenty Road and Greensborough Highway.

How we work with Bundoora clients

Bundoora is about 18 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Bundoora clients have been with us through two or three loans.

What Bundoora clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.