Mortgage broker in Burwood

Buying or refinancing in Burwood

Burwood is shaped by Deakin University and the Burwood Highway tram: student apartments and townhouses near campus, the Burwood Brickworks precinct, and quieter family streets toward Burwood East. It sits across three councils.

Investors buying near Deakin, first home buyers choosing a townhouse, and parents buying a unit for a student child are the usual Burwood clients. Buying a unit for a child at university, in the parents' name or with the child as co-borrower, has tax and structure questions we work through with your accountant before the loan is set up.

Transport and access: Tram 75 along Burwood Highway and Deakin University's Burwood campus at the centre.

How we work with Burwood clients

Burwood is 6 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Burwood clients have been with us through two or three loans.

What Burwood clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.