Mortgage broker in Docklands

Buying or refinancing in Docklands

Docklands is the waterfront west of the city: apartment towers around Victoria Harbour and NewQuay, Marvel Stadium, the Library at the Dock and the District shopping centre. It is new, dense and almost entirely apartments.

Investors and first home buyers in apartments make up most of our Docklands work. Lenders have building-by-building rules here, and some cap how much they will lend in a single tower, so an investment loan in Docklands starts with checking the lender accepts the building at all.

Transport and access: Southern Cross station, the route 11, 48, 70 and 86 trams, the free City Circle, CityLink and the West Gate Freeway at Wurundjeri Way.

How we work with Docklands clients

Docklands is about 18 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Docklands clients have been with us through two or three loans.

What Docklands clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.