Mortgage broker in Doncaster East

Buying or refinancing in Doncaster East

Doncaster East is the family half of Doncaster: Jackson Court and The Pines shops, East Doncaster Secondary, and streets of 1970s and 80s brick homes on big blocks, a lot of them now rebuilt or split into two townhouses. Blackburn Road runs straight down to the office.

Upgraders from Box Hill apartments and Doncaster units are most of our Doncaster East clients, with a steady run of builders doing a dual occupancy. A construction loan for two townhouses needs a lender who is comfortable with a dual occupancy on one title until subdivision, and not all of them are.

Transport and access: Blackburn Road and Doncaster Road buses to Box Hill and the city, the Eastern Freeway at Doncaster Road, EastLink at Ringwood Bypass.

How we work with Doncaster East clients

Doncaster East is a few minutes from the office on Maple Street, so most Doncaster East clients come in for the first chat, and some prefer their own kitchen table or a video call. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a plan in writing. Documents go through a secure portal, we lodge with the lender you choose, and the team chases valuation, approval and settlement so you do not have to.

What Doncaster East clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.