Mortgage broker in Donvale

Buying or refinancing in Donvale

Donvale is where Manningham turns leafy: big blocks and acreage pockets north of Mitcham Road, the Tunstall Square shops, Donvale Christian College and Carey's Donvale campus, and quick runs down Springvale Road to Nunawading and the freeway.

Donvale buyers are families trading up to a bigger block and owners refinancing a large home. The complication is often the land. Anything over a couple of acres, or with a second dwelling, can trip the standard lender policy, so we match the property to a lender before you spend money on building inspections. Our home loan page explains how the comparison works.

Transport and access: Springvale Road and Mitcham Road buses, Nunawading station a few minutes south, the Eastern Freeway and EastLink via Springvale Road.

How we work with Donvale clients

Donvale is a few minutes from the office on Maple Street, so most Donvale clients come in for the first chat, and some prefer their own kitchen table or a video call. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a plan in writing. Documents go through a secure portal, we lodge with the lender you choose, and the team chases valuation, approval and settlement so you do not have to.

What Donvale clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.