Mortgage broker in Hawthorn East

Buying or refinancing in Hawthorn East

Hawthorn East is the quieter half of Hawthorn: Victorian and Edwardian homes around Camberwell Road and Auburn Road, Anderson Park, apartment buildings on Toorak Road and Burke Road, and the Auburn Village strip. Prices sit with Camberwell and Kew.

Professional couples buying a first period home, downsizers moving to an apartment near the Auburn shops and investors in older walk-up units make up most of our Hawthorn East work. An investment loan on an older apartment is where lenders get particular about size and location, so we check the lender's policy before you make an offer.

Transport and access: Auburn station on the Belgrave, Lilydale and Alamein lines, the route 75 tram on Burwood Road and route 70 along Riversdale Road, the Monash Freeway at Burke Road.

How we work with Hawthorn East clients

Hawthorn East is about 9 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Hawthorn East clients have been with us through two or three loans.

What Hawthorn East clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.