Australia-wide
Cinch Loans is a Melbourne-based mortgage broker with clients in Hobart and across TAS. Appointments are by video or phone, documents are signed electronically, and the lender panel is the same 90-plus lenders we use at home, with TAS policy and schemes applied properly.
Video and phone appointments, Australia-wide
Three things worth knowing before you borrow in Hobart.
7000
Postcode
$700,000
First Home Guarantee price cap, Hobart
Video
Appointments by video, phone or in person
Hobart has a tightly held market of character homes, a strong short-stay sector and growth suburbs in Kingborough and the northern suburbs. Supply is limited and settlement timelines can be longer than on the mainland.
Mainland buyers relocating or buying a second home, investors in short-stay properties, and first home buyers using the Tasmanian duty exemption. Tasmania's first home buyer duty exemption on established homes to $750,000 is unusually generous. We pair it with the First Home Guarantee where the price fits under the Hobart cap.
Most Hobart clients never meet us in person, and it makes no difference to the outcome. The first conversation is thirty minutes on video or phone: where you are, what you have, what you want to do. You get a written lending plan with the real borrowing figure, the structure and the costs line by line. Documents are uploaded through a secure portal, identity is verified electronically, and we lodge with the lender the same way a local broker would. The team chases every step from valuation to settlement and you hear about progress before you ask.
Tasmanian first home buyers pay no stamp duty on an established home valued up to $750,000, and a $10,000 First Home Owner Grant applies to new builds. The federal First Home Guarantee price cap for Hobart is $700,000.
Many Hobart lenders are mainland lenders with a smaller local valuation panel, so allow an extra week for valuations on older or unusual properties.
None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.
Where you are, what you have saved, what you want to buy or refinance. You leave with a borrowing figure, the schemes you qualify for, and a plan in writing. No credit check, no obligation.
Talk to a broker from our teamCheck my borrowing powerServices: First home buyers · Home loans · Refinancing · Investment loans
No credit check · +61 458 872 992
Straight answers. If yours isn't here, ask cinchi (bottom right) or book a chat.
Can a Melbourne broker arrange a loan in Hobart?
Yes. Lending is national, the lenders are the same, and TAS schemes and stamp duty are applied correctly because we place loans in TAS regularly. Appointments are by video or phone and documents are signed electronically.
Do you handle the TAS first home buyer schemes?
Yes. Tasmanian first home buyers pay no stamp duty on an established home valued up to $750,000, and a $10,000 First Home Owner Grant applies to new builds. We check your eligibility for the state scheme and the federal First Home Guarantee ($700,000 cap here) before you start looking.
How is the valuation done if you are not local?
Valuations are ordered by the lender from its own panel, exactly as they would be for a local broker. We pick lenders with a valuation panel in your area and realistic turnaround times.
What does it cost?
Nothing. We are paid a commission by the lender you choose, disclosed in writing before you decide, and the recommendation does not change with it.
Same team, same process, wherever you are. All locations
Local knowledge. Lending Australia-wide. A cinch.
Hobart
TAS
7000
-42.8820
147.3270
lilac
mortgage-broker-in-melbourne|Melbourne;mortgage-broker-in-geelong|Geelong
Mortgage Broker Hobart | Cinch Loans
Mortgage broker with clients in Hobart and across TAS. First home, refinance, investment and SMSF loans across our lender panel, by video. Talk it through with a broker.
We use essential cookies to run cinch.loans. Google Analytics and Hotjar show us which pages help people, and they stay on unless you switch them off. Meta and LinkedIn tags only run if you accept. We never send what you type into forms, calculators or cinchi to any of them. Privacy policy