Mortgage broker in Ivanhoe

Buying or refinancing in Ivanhoe

Ivanhoe is Banyule's blue-chip pocket: Victorian and Edwardian homes along the Boulevard and around Ivanhoe Park, the Upper Heidelberg Road strip, Ivanhoe Grammar and Ivanhoe Girls, and the river and golf courses at the bottom of the hill. Apartments cluster near the station.

Professional couples buying a first period home and families upgrading within the Ivanhoe school belt are most of our clients here, with investors in station-side apartments behind them. Complex income is common: two professional incomes, bonuses, sometimes a practice or a company. That is where lender policy matters more than the headline rate.

Transport and access: Ivanhoe station on the Hurstbridge line, Upper Heidelberg Road buses, the Eastern Freeway at Bulleen Road or Burke Road.

How we work with Ivanhoe clients

Ivanhoe is about 13 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Ivanhoe clients have been with us through two or three loans.

What Ivanhoe clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.