Mortgage broker in Kew

Buying or refinancing in Kew

Kew is a prestige inner-east suburb of grand period homes, schools like Trinity, MLC and Xavier, and apartments along High Street and the Yarra. It is one of the most expensive postcodes in Melbourne.

Professionals and business owners borrowing large sums, families buying near schools, and downsizers buying apartments make up Kew's client base. Kew loans are often above the point where lenders apply stricter policy on loan size and LVR. We structure large loans across lenders where that gets a better rate, and keep documentation tight for business-owner income.

Transport and access: Trams 109, 48 and 16, and the Eastern Freeway from Hoddle Street.

How we work with Kew clients

Kew is 12 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Kew clients have been with us through two or three loans.

What Kew clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.