Mortgage broker in Kew East

Buying or refinancing in Kew East

Kew East runs from High Street north to the Yarra and Burke Road, with a mix of inter-war brick homes, newer houses on big blocks near Hays Paddock and a cluster of units along High Street. Kew East Village on High Street and the Harp of Erin corner are the local shops.

The Kew East client is usually a family upgrading from Kew or Hawthorn apartments, or a long-term owner drawing equity for a renovation. A renovation loan set up as progress payments keeps the interest bill down while the builder is on site.

Transport and access: High Street buses to Kew Junction and the city, the Eastern Freeway at Burke Road, Doncaster Road a few minutes north.

How we work with Kew East clients

Kew East is about 9 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Kew East clients have been with us through two or three loans.

What Kew East clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.