Mortgage broker in Malvern

Buying or refinancing in Malvern

Malvern and Malvern East are Stonnington family suburbs of Victorian and Edwardian homes, Glenferrie Road shopping and Central Park, with apartments along Dandenong and Wattletree Roads. Prices rival Boroondara.

Upgrading families, professionals with complex income and investors in period apartments are the Malvern mix. A lot of Malvern clients come to us with an existing loan that has drifted a long way from the sharpest rate. A rate review costs nothing and the switching maths is in our refinance calculator.

Transport and access: Malvern station on the Frankston, Cranbourne and Pakenham lines, Glenferrie Road and High Street trams.

How we work with Malvern clients

Malvern is 14 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Malvern clients have been with us through two or three loans.

What Malvern clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.