Mortgage broker in Maribyrnong

Buying or refinancing in Maribyrnong

Maribyrnong is Highpoint, the river and the old munitions land now built as townhouses and apartments, with Edgewater and the Maribyrnong Boulevard homes on the water and Raleigh Road's shops. It is where the west meets Moonee Valley.

Investors and first home buyers in the newer apartments, families upgrading to a river-side townhouse and owners refinancing are the Maribyrnong mix. Newer apartment buildings get a lender-by-lender view on size and the number of units, so the investment loan comparison starts with the building, not the rate.

Transport and access: the route 57 and 82 trams, Highpoint bus interchange, Flemington and Ascot Vale stations nearby, the Western Ring Road.

How we work with Maribyrnong clients

Maribyrnong is about 25 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Maribyrnong clients have been with us through two or three loans.

What Maribyrnong clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.