Mortgage broker in Mount Waverley

Buying or refinancing in Mount Waverley

Mount Waverley is a leafy, school-zone suburb of 1950s and 60s homes on quarter-acre blocks, many rebuilt as large modern family homes. Mount Waverley Secondary College and the Monash University precinct underpin demand.

Families buying into the school zone, owners financing a rebuild, and investors buying units near Monash are the regular clients. Many Mount Waverley buyers are stretching for a specific zone. We model what the lenders will approve before you fall for a house, so your limit is a number you trust rather than a hope.

Transport and access: Mount Waverley and Jordanville stations on the Glen Waverley line, and the Monash Freeway.

How we work with Mount Waverley clients

Mount Waverley is 9 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Mount Waverley clients have been with us through two or three loans.

What Mount Waverley clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.