Mortgage broker in Murrumbeena

Buying or refinancing in Murrumbeena

Murrumbeena is a small suburb of Californian bungalows and inter-war homes around the Neerim Road and Murrumbeena Road shops, with the Boyd Park playground, newer townhouses toward Dandenong Road and the Hughesdale border to the east.

Murrumbeena is an upgrade suburb: couples moving from a Carnegie apartment into a first house, and families refinancing to extend. A bungalow extension is a renovation loan, drawn in stages as the builder completes each part, so you only pay interest on what has been spent.

Transport and access: Murrumbeena station on the Cranbourne and Pakenham lines, Neerim Road and Murrumbeena Road buses, Dandenong Road and the Princes Highway.

How we work with Murrumbeena clients

Murrumbeena is about 11 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Murrumbeena clients have been with us through two or three loans.

What Murrumbeena clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.