Mortgage broker in Nunawading

Buying or refinancing in Nunawading

Nunawading sits between Blackburn and Mitcham, with the Whitehorse Road homemaker strip to the north and quiet post-war brick streets to the south. Blocks are large by inner-east standards, which is why so many are being redeveloped into two or three townhouses.

Typical clients are first home buyers choosing a townhouse over a Box Hill apartment, and owners of original 1960s homes financing a knock-down rebuild or a dual-occupancy development. Small-scale development finance, two or three dwellings on a single block, is a specialty we place often in Nunawading, including the construction loan and the refinance to standard residential once the units are complete.

Transport and access: Nunawading station on the Belgrave and Lilydale lines and Springvale Road for the Eastern Freeway.

How we work with Nunawading clients

Nunawading is 2.5 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Nunawading clients have been with us through two or three loans.

What Nunawading clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.