Mortgage broker in Rosanna

Buying or refinancing in Rosanna

Rosanna is Banyule's quiet family suburb: Lower Plenty Road's shops, Rosanna Parklands and the golf club, Viewbank College's zone and streets of post-war brick homes on big treed blocks, many of them now rebuilt. Heidelberg's hospitals are five minutes away.

Upgrading families, hospital staff buying nearby and owners rebuilding are the Rosanna mix. A knockdown-rebuild on a Rosanna block is a construction loan set up with the land valued on its own and the build funded in stages.

Transport and access: Rosanna station on the Hurstbridge line, Lower Plenty Road and Banyule Road buses, the Eastern Freeway via Bulleen Road.

How we work with Rosanna clients

Rosanna is about 14 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Rosanna clients have been with us through two or three loans.

What Rosanna clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.