Mortgage broker in Rowville

Buying or refinancing in Rowville

Rowville is the 1990s and 2000s estates around Stud Park and Rowville Lakes, big family homes on good blocks, Rowville Secondary and St Simon's, and the Wellington Road corridor down to EastLink and the Monash. It is the suburb families move to for the house.

Rowville clients are upgrading families and owners refinancing a loan taken out when the estate was new. If your loan is more than a few years old it is probably well off the sharpest rate. A rate review is a ten-minute conversation and the switching maths is in the refinance calculator.

Transport and access: Stud Road and Wellington Road buses to Glen Waverley and Dandenong, EastLink at Wellington Road, the Monash Freeway.

How we work with Rowville clients

Rowville is about 14 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Rowville clients have been with us through two or three loans.

What Rowville clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.