Mortgage broker in Strathmore

Buying or refinancing in Strathmore

Strathmore is the family side of Essendon: 1930s to 60s brick homes on big blocks, Strathmore Secondary's zone, Napier Park and Woodlands Street shops, with the Tullamarine Freeway on one side and the Moonee Ponds Creek trail on the other.

Families moving into the Strathmore Secondary zone and owners rebuilding are the bulk of our Strathmore work. A knockdown-rebuild is a construction loan set up before the house comes down, with the land valued separately and the build funded in stages.

Transport and access: Strathmore station on the Craigieburn line, Pascoe Vale Road and Woodland Street buses, the Tullamarine Freeway at Bell Street.

How we work with Strathmore clients

Strathmore is about 26 km from our Blackburn office, so most of the work happens on video and by phone, with a home visit by arrangement when it helps. The first conversation takes thirty minutes and you leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases valuation, approval and settlement. Distance has never been the problem; lenders are national and so are we.

What Strathmore clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.