Mortgage broker in Wantirna

Buying or refinancing in Wantirna

Wantirna is the quieter north side of Knox: Wantirna Mall and the Mountain Highway shops, Wantirna College and Templeton Primary, Dandenong Creek and the Koomba Park trails, and 1970s homes on good blocks that are now being rebuilt. Boronia Road runs straight to the office.

Wantirna buyers are families upgrading from Boronia and Bayswater and first home buyers who have been priced out of Whitehorse. First-timers here mostly sit under the First Home Guarantee cap, and a townhouse under $750,000 still gets the Victorian duty concession.

Transport and access: Boronia Road and Mountain Highway buses to Ringwood and Boronia stations, EastLink at Boronia Road.

How we work with Wantirna clients

Wantirna is about 7 km from the office, so the first chat can be at Maple Street, at your home, or on video, whichever suits. Thirty minutes is enough. You leave with a borrowing figure, the schemes you qualify for and a written plan. Documents go through a secure portal, we lodge with the lender you choose, and the team chases every step to settlement. Many Wantirna clients have been with us through two or three loans.

What Wantirna clients come to us for

• First home buyer loans
• Home loans and upgrades
• Refinancing and rate reviews
• Investment loans
• Construction and renovation loans
• SMSF loans

What Victorian buyers should know in 2026

First home buyers in Victoria pay no stamp duty on a home valued at $600,000 or less, and a reduced amount on a sliding scale up to $750,000. The $10,000 First Home Owner Grant applies to a new home valued at $750,000 or less. The federal First Home Guarantee lets eligible buyers purchase with a 5% deposit and no lenders mortgage insurance, with a price cap of $950,000 in Melbourne and Geelong and $650,000 in the rest of the state.

Everyone else pays the general rate: $2,870 plus 6% of the price above $130,000 up to $960,000, then a flat 5.5% to $2 million. On a $900,000 home that is $49,070, paid at settlement and not funded by the lender. Our stamp duty calculator runs the current bands and concessions.

None of this is personal credit advice. Your situation is assessed before any recommendation, the lender is chosen on the written comparison, and the commission we are paid by the lender is disclosed in your Credit Guide before you decide anything.